Saturday, March 29, 2008

How to Get the Lowest Auto Insurance Rate

Are you sure you are getting the lowest rate possible auto insurance? If you have not done any comparison shopping for car insurance lately, it is probably because you are paying too much. The average annual cost of automobile insurance in the United States is more than $ 5000, but you can save on your car insurance by ...
* Seizing the discounts you qualify for
* Setting its franchises high
* Keeping your credit record clean
* Comparing rates From an insurance comparison website
Get All Discount You Qualify For
Discounts are a great way to lower your premium. The majority of insurance companies offer the following discounts:
* Multi-policy discounts for the purchase of your home and car insurance from the same company.
* Good student discount for maintaining a high degree average.
* Discounts for safety features such as automatic seat belts, Airbags, and anti-lock brakes.
* Discounts for taking a defensive driving-or drivers ed course.
* Discount to be free of accidents for a number of years.
* Discounts for anti devices as car-theft alarms and electronic Disablers.
Ask its insurer on other offering discounts and take advantage of all its discounts qualify for.
Set Your Deductibles High
The deductible is the amount you pay out of pocket to repair or replace your car when This is damaged. The higher you set your deductible to lower your premium will then set your deductible as high as you can afford. The increase from $ 500 to $ 1000 will save you 10 to 50 percent.
Keep Your Credit Record Clean
Almost all the insurance companies look at your credit record, and charge a base rate higher if your credit is poor. In fact, if you have a poor credit history, you can pay as much as 20 to 50 percent higher than in its motor insurance someone who has good credit.
Shop Prices in a Website
Insurance Comparison Insurance premiums can range from hundreds of dollars, an insurance company The other, then you need to get quotes from several companies to get the lowest rate. Digging up an insurance comparison site you can compare rates quickly and easily.
On the best insurance comparison sites you can even talk to insurance professionals to get answers to your questions, and more tips on how to save money on your car insurance (see link below).
Visit http://www.LowerRateQuotes.com or click on the link below for low auto insurance quotes from the high-rated companies and see how much you can save. You can get more car insurance in their articles tips section.
The authors, Brian Stevens and Stacey Schifferdecker, already spent 30 years in industry, insurance and finance, and has written a series of articles on how to get the lowest rates of insurance car. velvet hollywood



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